Frequently Asked Questions
Planning for retirement isn't complicated—it just needs to be done right. We've gathered the questions we hear most often from people like you. If you don't see what you're looking for, give us a call. We're here to talk through whatever's on your mind.
We help you figure out how much money you'll actually need in retirement and how to make it last. That means looking at your Social Security, pensions, investments, and other income sources. Then we build a plan that works for your specific situation. No guessing. No generic spreadsheets. Just a realistic roadmap for your future.
Our fees depend on what you need. Some folks just want a one-time income plan—that runs between ₹15,000 to ₹35,000 depending on complexity. Others prefer ongoing management, which is typically 0.75% of assets annually. We'll discuss what makes sense for you before anything happens. No surprises, no hidden charges.
Start to finish? Usually 4 to 6 weeks. First meeting, we gather information about your situation. Then our team builds out the numbers. We'll meet again to walk through everything and answer questions. You'll have a written plan you can actually understand and use.
Life happens. Markets shift. Tax laws change. That's why we recommend reviewing your plan every 18 to 24 months at minimum. If something major occurs—inheritance, job loss, health concerns—reach out. We'll adjust things accordingly. Your plan should work with you, not against you.
Honest answer? No one can guarantee that. Markets are unpredictable. But we build plans with real margins for error. We stress-test everything—what if the market drops 40%? What if you live to 105? We create strategies that handle tough scenarios. That's how you sleep at night.
Absolutely. We serve clients across Rajasthan and beyond. Most meetings happen over video calls these days, which actually works better for everyone. Tax situations vary by state, so we pay attention to where you live. Geography isn't a barrier—your situation is what matters.
Call us at +91 84188 80520 or shoot an email to info@meridiangoldenyears.in. We'll set up a 30-minute conversation—no cost, no obligation. Just you, us, and honest talk about what you're trying to accomplish. That's all it takes to get the ball rolling.
We listen mostly. You'll tell us about your current situation, your concerns, and what retirement looks like in your head. We ask questions about Social Security timing, healthcare costs, family goals—the stuff that actually matters. Think of it as an exploratory chat. We'll explain our process and let you know what we can do for you.